Are you ready to apply for a Habitat home? We are here to help guide you every step of the way, and if we can’t help your current situation, we will assist you in becoming ready through our financial education and coaching program.
STEP 1: COME AND MEET WITH US
We are about to embark on a partnership together so let’s take the time to meet each other, find out your goals and aspirations and what motivates you to become a homeowner. Our Homebuyer specialists are ready to devote time to welcoming you onto the road to homeownership. Watch our cool video to learn more. If you have any questions during the process, please call the Habitat office at (413) 442-3181 to speak to someone in our Homeowner Services department.
STEP 2: SUBMIT A FULL APPLICATION
If we determine that you are eligible to apply for a home at this time, we will provide you with a full application to complete. You will have three weeks to return it to our office along with the required documentation. Once we review your application, we will determine whether or not you qualify for one of our mortgage loan products. If you do, we will help you find the right housing product and loan to fit your situation, and we will help you coordinate with our banking partners. All Habitat homebuyers go through rigorous screening including credit and background checks, employment verification, landlord references and a home visit.
IF YOU AREN’T ELIGIBLE AT THIS TIME
Don’t worry! We are here to help you. Our staff will help identify the obstacles in your path to becoming a Habitat homeowner, and we will work with you to resolve those issues. You do not have to do it alone, Habitat is here to help you achieve your goals. Once those obstacles are removed, you are welcome to come back and apply.